GigTax Ontario · 2026 Get the $9 report

2026 · Ontario · Gig worker tax planner

Every gig dollar has
a tax bill. Know yours.

GigTax turns your delivery and rideshare earnings into one honest number: exactly what to set aside for income tax and CPP, plus where you stand on GST/HST.

Calculate my set-aside See the $9 report
2026 federal + Ontario rates
Self-employed CPP + CPP2
GST/HST threshold tracking

01 · The calculator

Your number, live.

Type your figures and watch the answer move. Estimates for the 2026 tax year, computed entirely in your browser.

$
Before expenses, before platform fees you did not get back.
$
Your total: fuel, insurance, maintenance, phone, gear. Enter the real number from your receipts.
$
T4 job income, if any. It changes your tax brackets.
$
Defaults to your gross above. CRA looks at any four consecutive quarters.

Your set-aside number

0.0%
of every gig dollar goes to tax + CPP
$0 per $100 earned $0 per week
Federal income tax$0
Ontario income tax$0
incl. surtax$0
incl. health premium$0
CPP (self-employed, both halves)$0
incl. CPP2 second tier$0
Total to set aside$0
GST/HST

02 · Keep more

Deductions most drivers miss

The full checklist, with CRA references, is in the $9 report.

    Unlock the full checklist · $9

    03 · The pro report

    Your 2026 tax plan,
    print-ready.

    A clean document generated from your numbers. Save it, print it, or hand it to an accountant.

    • 1
      Month-by-month set-aside table
      Exactly what to move to savings each month, plus quarterly installment dates if CRA requires them.
    • 2
      Full deduction checklist with CRA references
      Every write-off a driver can claim, and what records CRA expects.
    • 3
      GST/HST registration walkthrough
      When you must register, how to get a GST/HST account, and what charging 13% HST means in Ontario.
    • 4
      CPP nuance for drivers with a T4 job
      How the single pensionable-earnings cap works across gig and employment income.
    • 5
      Record-keeping template
      A simple log you can reuse all year: dates, platforms, gross, kilometres, expenses.
    $9 CAD · one-time · yours forever
    Get the pro report · $9 CAD

    Unlock the full report

    Get the clean printable document with your complete breakdown and action plan. $9 CAD, one-time.

    Get the pro report · $9 CAD

    Test mode checkout. No real charge is made.

    Fine print

    Assumptions, stated plainly

    • 2026 tax year, Ontario resident, federal and Ontario brackets and credits as published for 2026.
    • Full federal and Ontario basic personal amounts applied. High earners face a BPA phase-out the calculator does not model.
    • CPP is computed on your gig earnings only. If you also have T4 employment income, total pensionable earnings are capped once across all sources; the report explains the adjustment.
    • EI is not included. Self-employed workers generally do not pay EI premiums.
    • GST/HST: $30,000 small-supplier threshold over any four consecutive quarters. Rideshare drivers must register from the first dollar.
    • Quarterly tax installments are generally required when net tax owing exceeds $3,000. Confirm your situation with CRA or an accountant.
    Important: GigTax gives estimates for planning only. It is not professional tax advice, not a CRA assessment, and not a guarantee of what you will owe. Tax rules change; confirm anything you act on with CRA or a licensed accountant.